Cruv
As of March 2026, XRP holds a market cap of approximately $86 billion USD, ranking it #5 among all cryptocurrencies globally. The total XRP supply was capped at 100 billion tokens at genesis, with 80 billion initially allocated to Ripple Labs. Ripple placed 55 billion XRP into monthly time-release escrows; unused tokens automatically return to escrow, making the release schedule transparent and predictable.
The fully diluted valuation (FDV) — which assumes all 100 billion tokens are in circulation — stands near $141 billion USD at current prices. The gap between market cap and FDV reflects the escrow-locked supply still to be released over time. Each XRP transaction burns a small fee, gradually reducing the maximum supply below 100 billion.
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